Dalian's first successful technology transfer loss insurance policy has been launched.

Nov 05,2024

On August 21, the Dalian branch of People's Property Insurance Company of China Ltd. and Tianyun Low-Carbon New Energy Technology (Liaoning) Co., Ltd. officially signed a contract, providing 100,000 yuan in risk coverage for the company's research and development project on "self-reducing fly ash technology for garbage incinerators." This marks the successful launch of the city's first insurance policy for technology transfer fees, representing a new breakthrough in the city's technological and financial empowerment of technology transfer.

Tianyun Low-Carbon New Energy Technology (Liaoning) Co., Ltd. mainly engages in the research and development and sales of stokers. During the product development process, it actively cooperates with universities and research institutions to continuously improve product processes. In December 2023, through the matchmaking of Dalian Ganjingzi District Fenglan Industry-University-Research Institute, a technology transfer intermediary institution in our city, it signed a technology transfer contract with Dalian University of Technology for the "research and development of self-reducing fly ash technology for garbage incinerators," purchasing a patent project in the substantive examination stage. The Dalian branch of People's Property Insurance Company, based on the customer's actual needs and analysis of existing technology insurance product liabilities, underwrote technology transfer cost loss insurance for the customer, with coverage of 100,000 yuan and a premium of 5,000 yuan, protecting the customer from losses during the technology transfer process.

Since the beginning of this year, the Municipal Science and Technology Bureau has worked to build a diversified technology and finance service system, actively liaising with insurance institutions such as the Dalian branch of People's Property Insurance Company to explore and develop insurance for technology transfer and technology enterprise loan-insurance linkage products. The aim is to fully leverage the credit enhancement and risk mitigation role of insurance to enhance the enthusiasm of enterprises for technology transfer. By establishing an insurance system of "pre-event risk assessment, in-event risk monitoring, and post-event efficient service," a full-process management mechanism for technology transfer risk identification, assessment, warning, and handling is built. This provides technical, product, and service support for "loss reduction + empowerment" in the technological innovation industry, promoting and driving technology insurance to empower enterprises to become self-reliant and strong, and effectively promoting the implementation and transfer of technological achievements.